The Key to House Hunting with Confidence
What’s a simple thing that can boost your confidence as a home buyer? A pre-approval letter! The benefits of being pre-approved while house hunting: Financial clarity – know your max loan amount so you can browse, tour, and make an offer on a home with...
What is PMI and Does it Apply to My Mortgage Loan?
Private Mortgage Insurance (PMI) is a term commonly associated with mortgage loans, but its specifics may not always be clear to borrowers. Understanding what PMI is and how it affects your mortgage is crucial for making informed decisions during the home buying...
All About Real Estate Appraisals
Property values play a pivotal role in shaping the market. Whether you’re buying, selling, refinancing, or simply curious about your property’s worth, understanding the appraisal process is a good place to start. Read on for more info about...
How Does Earnest Money Work?
In the realm of real estate transactions, the term “earnest money” is pivotal, often serving as the first handshake between buyer and seller. This financial gesture, both symbolic and substantial, signifies a commitment that goes beyond mere intentions....
Buying a Home in an HOA – What to Know
If you are considering buying a home in an HOA, make sure you do your homework! What are the pros and cons of buying a home in an HOA? Homeownership involves various considerations, especially when it comes to purchasing a property governed by a Homeowners’...
Calculating the true price of a home
While the stated purchase price of a home is the starting point in an offer to purchase, other details of the offer determine the true costs to the buyer and the true proceeds to the seller. These details, along with the price, become points of negotiation. The most...
Should I Get a Home Warranty?
In the realm of homeownership, the idea of safeguarding your investment often takes center stage. You’ve heard home warranties, touted as a shield against unexpected expenses. But the looming question remains: Should you get a home warranty? To navigate this...
Weighing the Pros and Cons: Buying a New Construction Home
The decision to purchase a new home is a significant milestone, filled with excitement and anticipation. Among the various options available, new construction homes offer a unique set of advantages and considerations. Let’s explore the pros and cons of buying a...
Is it OK to Make a Large Purchase While Waiting for a Home Loan to Close?
You found a home, your offer was accepted, and your loan was approved–now what? Besides packing, that is… Your to-do list probably includes quite a few big-ticket items to buy–appliances, furniture, etc. Beware that making large purchases could...FOLLOW US
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