by Robbins Realty Group | Buying a Home, Finance Tips
For many, buying a home is one of the most significant financial decisions they’ll make in their lifetime. Understanding the basics of a mortgage loan can make the process smoother and less intimidating. Whether you’re a first-time homebuyer or looking to...
by Shelly Brown | Real Estate
Navigating the world of real estate can be complex, especially when dealing with distressed properties. Two terms you might encounter are “foreclosure” and “short sale.” Both involve homeowners in financial distress, but they are distinct...
by Shelly Brown | Buying a Home
Millennials have faced their fair share of challenges when it comes to home buying–they continue to flood the market, while dealing with higher interest rates and home prices, plus the struggle to save for a down payment while renting. It was reported that 67% of...
by Shelly Brown | Buying a Home
What’s a simple thing that can boost your confidence as a home buyer? A pre-approval letter! The benefits of being pre-approved while house hunting: Financial clarity – know your max loan amount so you can browse, tour, and make an offer on a home with...
by Shelly Brown | Finance Tips, Market
Private Mortgage Insurance (PMI) is a term commonly associated with mortgage loans, but its specifics may not always be clear to borrowers. Understanding what PMI is and how it affects your mortgage is crucial for making informed decisions during the home buying...
by Robbins Realty Group | Finance Tips
In the realm of real estate transactions, the term “earnest money” is pivotal, often serving as the first handshake between buyer and seller. This financial gesture, both symbolic and substantial, signifies a commitment that goes beyond mere intentions....
by Robbins Realty Group | Buying a Home, Finance Tips
While the stated purchase price of a home is the starting point in an offer to purchase, other details of the offer determine the true costs to the buyer and the true proceeds to the seller. These details, along with the price, become points of negotiation. The most...
by Robbins Realty Group | Buying a Home
In the realm of homeownership, the idea of safeguarding your investment often takes center stage. You’ve heard home warranties, touted as a shield against unexpected expenses. But the looming question remains: Should you get a home warranty? To navigate this...