Key Steps to Get Pre-Approved for Your Dream Home

November 14, 2024

Before you start house hunting, getting pre-approved for a mortgage is the first step. It helps you know what you can afford and makes your offer stand out. It truly is the  key to house hunting with confidence.

Here’s how to get started:

  1. Check Your Credit – Make sure your score is in good shape!
  2. Gather Your Docs – Pay stubs, tax returns, and bank statements are key.
  3. Find a Lender – Compare a few and apply for pre-approval.
  4. Know Your Budget – Factor in taxes, insurance, and maintenance.
  5. Make Your Offer Strong – A pre-approval letter from your lender shows sellers you’re serious.

Ready to get your ducks in a row? Contact one of our highly qualified agents if you need help with the process—we’ve got your back!

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