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Key Steps to Get Pre-Approved for Your Dream Home

November 14, 2024

Before you start house hunting, getting pre-approved for a mortgage is the first step. It helps you know what you can afford and makes your offer stand out. It truly is the  key to house hunting with confidence.

Here’s how to get started:

  1. Check Your Credit – Make sure your score is in good shape!
  2. Gather Your Docs – Pay stubs, tax returns, and bank statements are key.
  3. Find a Lender – Compare a few and apply for pre-approval.
  4. Know Your Budget – Factor in taxes, insurance, and maintenance.
  5. Make Your Offer Strong – A pre-approval letter from your lender shows sellers you’re serious.

Ready to get your ducks in a row? Contact one of our highly qualified agents if you need help with the process—we’ve got your back!

Recent Instagram Posts

robbinsrealtygroup

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Dec 21

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The greatest compliment I can receive is your trust—and a review! If we’ve worked together, I’d love for you to share your experience. Your feedback helps others find the service they deserve and keeps me doing what I love. 🌟 Check out my 5-star reviews on Google or leave one of your own! Every review makes my day and inspires me to keep raising the bar. Thank you for your support! 💚

The greatest compliment I can receive is your trust—and a review! If we’ve worked together, I’d love for you to share your experience. Your feedback helps others find the service they deserve and keeps me doing what I love.

🌟 Check out my 5-star reviews on Google or leave one of your own! Every review makes my day and inspires me to keep raising the bar. Thank you for your support! 💚 ...

9 1

robbinsrealtygroup

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Dec 17

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Picture this: me pulled over on the side of the road, flipping through a map book, trying to figure out if I missed my turn... again. A wrong turn meant recalculating manually! 🤦‍♀️ Fast forward 20+ years, and let me tell you: GPS is a game-changer! These days, I hop in my car, punch in an address, and follow those soothing turn-by-turn directions like a pro. No detours. No guesswork. Just smooth sailing to my next showing. 🙌 Do you remember navigating without GPS? Drop a 📍 in the comments if you’ve ever used a Thomas Guide or had to rely on actual directions! 😅

Picture this: me pulled over on the side of the road, flipping through a map book, trying to figure out if I missed my turn... again. A wrong turn meant recalculating manually! 🤦‍♀️

Fast forward 20+ years, and let me tell you: GPS is a game-changer! These days, I hop in my car, punch in an address, and follow those soothing turn-by-turn directions like a pro. No detours. No guesswork. Just smooth sailing to my next showing. 🙌

Do you remember navigating without GPS? Drop a 📍 in the comments if you’ve ever used a Thomas Guide or had to rely on actual directions! 😅 ...

30 9

robbinsrealtygroup

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Dec 13

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Why wait for summer to enjoy a staycation? Embrace the magic of the season with a cozy winter getaway in Lake Oswego! ✨ Make it memorable with these must-dos: • Stay: Book a night at @thelakeshoreinn for stunning lake views and twinkling holiday lights. • Dine: Sip on festive cocktails or enjoy fresh seafood at @fivespice_seafood, or indulge in sushi at @bamboosushi (my pick: The Unicorn with Miso Caesar Salad!). End on a sweet note at @saltandstraw—my favorite is a split scoop of Snickerdoodle and Honey Lavender on a waffle cone. 🍦 • Breakfast: Start your day with a cozy breakfast at @sthonorebakery. Their chowder tea? Simply unmatched! • Shop: Find unique gifts at @cityhomelakeoswego and @mapelboutique. • Play: Take a magical ride on the Holiday Trolley—perfect for little ones! Then stroll through scenic George Rogers Park with bread crumbs for the ducks. • Admire: End your evening marveling at the sparkling Christmas lights on the boats along the Willamette River. ⛵ 🎄 How will you make the most of Lake Oswego’s festive season? Share your plans below and save this post for your holiday bucket list!

Why wait for summer to enjoy a staycation? Embrace the magic of the season with a cozy winter getaway in Lake Oswego!

✨ Make it memorable with these must-dos:

• Stay: Book a night at @thelakeshoreinn for stunning lake views and twinkling holiday lights.
• Dine: Sip on festive cocktails or enjoy fresh seafood at @fivespice_seafood, or indulge in sushi at @bamboosushi (my pick: The Unicorn with Miso Caesar Salad!). End on a sweet note at @saltandstraw—my favorite is a split scoop of Snickerdoodle and Honey Lavender on a waffle cone. 🍦
• Breakfast: Start your day with a cozy breakfast at @sthonorebakery. Their chowder tea? Simply unmatched!
• Shop: Find unique gifts at @cityhomelakeoswego and @mapelboutique.
• Play: Take a magical ride on the Holiday Trolley—perfect for little ones! Then stroll through scenic George Rogers Park with bread crumbs for the ducks.
• Admire: End your evening marveling at the sparkling Christmas lights on the boats along the Willamette River. ⛵

🎄 How will you make the most of Lake Oswego’s festive season? Share your plans below and save this post for your holiday bucket list! ...

14 2

robbinsrealtygroup

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Dec 10

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When's the Best Time to Sell Your Home? 🏡 It depends! Timing your sale is about more than just market trends—it’s about your goals. 1-Seasonal Insights: Spring & summer see more buyers, but winter's lower competition can help your home shine. 2-Market Conditions: A seller’s market = opportunity. Watch mortgage rates, inventory, & local demand. 3-Your Needs: Moving for a job? Downsizing? Ensure the timing works for your life & your home's readiness. 4-Local Trends: Popular neighborhoods & amenities can be game-changers. Ready to explore your options? Let’s talk! 📞

When`s the Best Time to Sell Your Home? 🏡
It depends! Timing your sale is about more than just market trends—it’s about your goals.

1-Seasonal Insights: Spring & summer see more buyers, but winter`s lower competition can help your home shine.
2-Market Conditions: A seller’s market = opportunity. Watch mortgage rates, inventory, & local demand.
3-Your Needs: Moving for a job? Downsizing? Ensure the timing works for your life & your home`s readiness.
4-Local Trends: Popular neighborhoods & amenities can be game-changers.

Ready to explore your options? Let’s talk! 📞 ...

9 2

robbinsrealtygroup

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Dec 9

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Q&A TIME! 🗨️ Client: “What kind of negotiations can you handle for me?” 🙋‍♀️ Me: “Pretty much anything! From plumbing fixes to rent-back agreements—I’ve got you covered.” Your success = my success! Let’s put those negotiation skills to work and seal the best deal for you. 💪✨

Q&A TIME!
🗨️ Client: “What kind of negotiations can you handle for me?”
🙋‍♀️ Me: “Pretty much anything! From plumbing fixes to rent-back agreements—I’ve got you covered.”

Your success = my success! Let’s put those negotiation skills to work and seal the best deal for you. 💪✨ ...

18 2

robbinsrealtygroup

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Dec 4

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The holidays are here—a season for gratitude, giving, and making a difference! It’s the perfect time to reflect on what we’re thankful for and find ways to support our community. Whether it’s donating food, volunteering, or helping a neighbor, every small act adds up. 🎁 💚 We’ve rounded up some local food pantries doing amazing work. Check them out and see how you can get involved this season: ✨ West Linn Food Pantry – Donate non-perishables or sign up to volunteer. ✨ Wilsonville Community Sharing – Bring food donations, lend a hand, or offer financial support. ✨ The Canby Center – Volunteer your time, donate, or join their community events. ✨ Hunger Fighters Oregon – Organize a food drive, volunteer, or donate funds. ✨ Esther’s Pantry – Support their pantry with food, care items, or your time. Let’s come together to make the season brighter for everyone. 🌟 Every little bit helps! For more contact information and additional ways to give back this season, check out our blog featuring charities in need of your support. Link in bio.

The holidays are here—a season for gratitude, giving, and making a difference! It’s the perfect time to reflect on what we’re thankful for and find ways to support our community. Whether it’s donating food, volunteering, or helping a neighbor, every small act adds up. 🎁 💚

We’ve rounded up some local food pantries doing amazing work. Check them out and see how you can get involved this season:

✨ West Linn Food Pantry – Donate non-perishables or sign up to volunteer.

✨ Wilsonville Community Sharing – Bring food donations, lend a hand, or offer financial support.

✨ The Canby Center – Volunteer your time, donate, or join their community events.

✨ Hunger Fighters Oregon – Organize a food drive, volunteer, or donate funds.

✨ Esther’s Pantry – Support their pantry with food, care items, or your time.

Let’s come together to make the season brighter for everyone. 🌟 Every little bit helps!

For more contact information and additional ways to give back this season, check out our blog featuring charities in need of your support. Link in bio. ...

19 2

robbinsrealtygroup

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Dec 2

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I’m seeing price changes every.single.day on the hot sheets. Here’s the strategy: ✨ Buy now-you’ll be able to purchase at a lower price and avoid bidding wars ✨ Secure your home ✨ Refinance later at a lower rate (instant equity, YAY!) 📲 Let’s get you into a home!

I’m seeing price changes every.single.day on the hot sheets.

Here’s the strategy:

✨ Buy now-you’ll be able to purchase at a lower price and avoid bidding wars
✨ Secure your home
✨ Refinance later at a lower rate (instant equity, YAY!)

📲 Let’s get you into a home! ...

25 2

robbinsrealtygroup

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Nov 27

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Meet Shannon Lyon, a Portland-based recipe creator and mom of four, who’s on a mission to make cooking approachable and fun! 🎉 Through her website and Instagram, she shares recipes with simple, creative twists to elevate everyday meals and bring loved ones together. I can’t wait to try her Pomegranate Pear Salad with Orange Vinaigrette—it’s giving all the festive holiday vibes! 🎄✨ And her pie recipes? Let’s just say they’re seriously drool-worthy. 😋 Follow her culinary adventures over at @plumstreetcollective. 🥧🍐

Meet Shannon Lyon, a Portland-based recipe creator and mom of four, who’s on a mission to make cooking approachable and fun! 🎉 Through her website and Instagram, she shares recipes with simple, creative twists to elevate everyday meals and bring loved ones together.

I can’t wait to try her Pomegranate Pear Salad with Orange Vinaigrette—it’s giving all the festive holiday vibes! 🎄✨ And her pie recipes? Let’s just say they’re seriously drool-worthy. 😋

Follow her culinary adventures over at @plumstreetcollective. 🥧🍐 ...

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