Mortgage Loan Basics: What You Need to Know

by Robbins Realty Group | Buying a Home, Finance Tips

For many, buying a home is one of the most significant financial decisions they’ll make in their lifetime. Understanding the basics of a mortgage loan can make the process smoother and less intimidating. Whether you’re a first-time homebuyer or looking to...

What is PMI and Does it Apply to My Mortgage Loan?

by Shelly Brown | Finance Tips, Market

Private Mortgage Insurance (PMI) is a term commonly associated with mortgage loans, but its specifics may not always be clear to borrowers. Understanding what PMI is and how it affects your mortgage is crucial for making informed decisions during the home buying...

All About Real Estate Appraisals

by Robbins Realty Group | Finance Tips, Market

Property values play a pivotal role in shaping the market. Whether you’re buying, selling, refinancing, or simply curious about your property’s worth, understanding the appraisal process is a good place to start. Read on for more info about...

How Does Earnest Money Work?

by Robbins Realty Group | Finance Tips

In the realm of real estate transactions, the term “earnest money” is pivotal, often serving as the first handshake between buyer and seller. This financial gesture, both symbolic and substantial, signifies a commitment that goes beyond mere intentions....

Calculating the true price of a home

by Robbins Realty Group | Buying a Home, Finance Tips

While the stated purchase price of a home is the starting point in an offer to purchase, other details of the offer determine the true costs to the buyer and the true proceeds to the seller. These details, along with the price, become points of negotiation. The most...